AFI welcomes the opportunity to comment on FATF’s review of its 40+9 Recommendations and to predominantly contribute to the financial inclusion perspective and agenda. AFI is a global network of policymakers, in developing countries, which provides members with tools & resources to develop, share & implement their knowledge of cutting-edge financial inclusion policies. AFI’s goal is to support the exchange of knowledge between developing countries on successful financial inclusion policies. Members are represented by senior officials of Ministries of Finance, Central Banks and leading financial regulatory institutions in more than 60 countries.